With the end of every summer inevitably comes a new school year. If you are a parent, each new school year indicates your kid is growing another year older—and another year closer to getting their driver’s license.
If your kids are nearing that age in which they are old enough to get behind the wheel, you are probably obsessively thinking about how to keep them safe on the road. Of course, automobile insurance is great in the event of an auto accident, but it is even better for your kids to be proactively prepared to handle the events of a car accident. The dangers of the road are always present, so your driving-age kids need to be prepared.
Establish a spot in the car to keep important documents
In the event of a minor accident, or even if your kid gets pulled over on the road, it is important they know where the insurance papers and other important documents are kept. For example, establish the glove box as the place to easily and quickly access said paperwork, or maybe in the pocket on the back of the front seats. Wherever you choose to establish such a spot, make sure you and your kid are on the same page. Be sure to update the paperwork as necessary so as not to run into any validity issues.
Establish how to handle the sequence of events
Make sure your driving-age kids know what to actually do in the event of an accident. Tell your child that first and foremost, it is necessary to establish if anyone involved in the accident was consequently injured. If this is the case, your child needs to know the first step should then be to call 911 and report the problem to get an ambulance to the scene.
If no one person is physically harmed but the vehicles involved in the accident are, your child should know the first step should be to call the police to file a police report, which will benefit you and your child later on in the insurance process.
Make sure your child knows a police report is necessary even if the damage is minimal. This is because of insurance claims and policies that will need to be addressed down the road. Once a police report is filed, or beforehand, whichever makes the most sense given the situation and the timing, your child should always swap information with the others involved in the accident. Tell your kid to thoroughly document any damage and to take photos of license plates and other identifying factors.